BUSINESS INSURANCE

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What is Business Insurance?

Business Insurance is also called Business Package Insurance is a form of coverage designed to protect businesses from a wide range of common risks they face. This package typically includes public liability, property damage, client compensation, and professional indemnity, along with optional coverages like theft and other potential risks. It serves as a comprehensive safety net tailored to the unique needs of running a gym, ensuring peace of mind and financial protection for business owners.

What does Business Insurance Cover?

Public Liability Insurance

Provide coverage for third-party personal injury and property damage resulting from business operations.
Include legal defense fees, compensation payments, medical expenses for those injured, and costs for repairing or replacing damaged property.

Commercial Property Insurance

Provide protection against various scenarios, including fire, accidental and criminal damage, along with coverage for expenses related to business interruption.

Other Insurance

Professional Indemnity Insurance

Protect professionals providing advice or services for a fee.
Cover claims made against them for alleged negligence or breach of duty arising from their professional services.

Cyber Insurance

Ensure the security of your business against cyber threats and the consequential financial repercussions is of utmost importance, particularly as Australia remains a significant focus for global cyber criminal activities.

Business Interuption Insurance

Cover lost income and operational expenses during periods when vehicles are of service due to accidents, breakdowns or other covered events.
Ensure financial stability by compensating for lost income during disruptions due to property damage, natural disasters, or other unforeseen events.