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Professional Indemnity Insurance is necessory for multipal occupations and businesses including physical work or mental work. That protects you to against claims of negligence or breach of duty due to professional services or advice provided.
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General liability insurance covers physical injury or property damage, while professional indemnity insurance specifically covers errors in the services or advice your business provides, such as design flaws or incorrect specifications.
The cost can vary depending on the size of your business, the types of products or services you offer, your revenue, and the level of coverage needed based on your risk exposure.
Yes, if your business provides design or technical specifications, professional indemnity insurance can cover claims arising from design defects that result in financial loss or harm to your clients.
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