FARM INSURANCE

Comprehensive Coverage at Reasonable Prices. See How Much You Can Save!

What is Farm Insurance?

Farm Insurance protect farmers from potenial risks, including damage to farm machinery and equipment, liability claims, and loss of income due to unforeseen events.

What does Farm Insurance Include?

Livestock Insurance

Protect the animals against theft, death, or accidents.

Farm Property Insurance

Protect financial loss against various scenarios, including fire, damage to contents, buildings, machinery, and equipment.

Crop Insurance

Cover losses to crops due to natural disasters like drought, hail, or floods.

Other Insurance

Third Party Insurance

Prevent damage your farm operations causes to other people’s property.

Public Liability Insurance

Provide coverage for third-party personal injury and property damage resulting from farm operations.
Include legal defense fees, compensation payments, medical expenses for those injured, and costs for repairing or replacing damaged property.

Business Interruption Insurance

Cover lost income during periods when your farm operations are out of service due to farm machinery or equipment damage, flood, or unexpected events.

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Frequently Asked Questions

What elements affect prices?

The location of the land, the size of the farm, the kinds of crops and livestock, the building and equipment values, the desired coverage limits, the degree of risk involved, and other factors all affect how much farm insurance costs.

If I have homeowners insurance, do I still need farm insurance?

In general, farming operations are not adequately covered by homeowner’s insurance. Farm property, equipment, animals, and liability are among the particular hazards that come with farming that are covered by farm insurance. You’ll probably need to convert from a homeowners insurance to a farm coverage if you have exposure to farming.

If I farm for fun, do I still need it?

It is advised that you obtain farm insurance even if farming is only your pastime and not a business. Homeowners insurance might not be enough to fully cover the dangers that hobby farmers still face from their farming operations.

How can I file a claim?

If you need to file a claim on your insurance, get in touch with your brokerage right away to talk to an insurance adviser and describe the occurrence, which will start the claims procedure. Upon request, give your adjuster all the supporting documentation such as pictures, videos, or invoices that will validate your claim.